Personal Loans
Every now and then, you may need more money than you have on hand. Perhaps you want to make a large purchase or need a helping hand to overcome a short-term financial hurdle such as car repairs, medical expenses or debt consolidation. Whatever the reason, Faith Cooperative Federal Credit Union (“FCFCU”) offers affordable personal loans to fit every budget.
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Signature or Unsecured Loans
The Liberty loan is offered by FCFCU to meet the needs of consumers looking for a small loan to assist them during periods of financial crisis without causing even greater hardship. The Liberty Loan is a small dollar loan designed for and available to FCFCU members to bridge financial gaps and engage members in traditional banking practices.
Liberty Loan
Savings Options
Savings Plus: $25.00 of loan payments to savings
Pay Yourself back feature: make a pre-commitment to add an extra $25 per month to your loan payment.
Share Secured Loans
A share (savings) secured loan is secured by your share account. Although your share account is used as collateral, your money continues to earn dividends.
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Signature or Unsecured Loans
- Easy application process
- Flexible credit guidelines
- Quick approval process
- Funds available immediately upon approval
- Payroll deduction convenience for payments
- Fixed terms and payments
- No prepayment penalty
- No collateral required
The Liberty loan is offered by FCFCU to meet the needs of consumers looking for a small loan to assist them during periods of financial crisis without causing even greater hardship. The Liberty Loan is a small dollar loan designed for and available to FCFCU members to bridge financial gaps and engage members in traditional banking practices.
Liberty Loan
- Term: 6 months
- Minimum Amount: $200
- Maximum Amount: $500
- Fee: $20 application fee
- Opt in for direct autopay for interest rate reduction
- References: 3 immediate family members
- 48 hour turnaround
Savings Options
Savings Plus: $25.00 of loan payments to savings
Pay Yourself back feature: make a pre-commitment to add an extra $25 per month to your loan payment.
Share Secured Loans
A share (savings) secured loan is secured by your share account. Although your share account is used as collateral, your money continues to earn dividends.
- Easy application process
- Guaranteed approval
- Funds available the same day, in most cases
- Earn dividends on the loan amount
- Payroll deduction convenience for payments
- Fixed terms and payments
- No fees or prepayment penalty
- Excellent way to build credit